I find it ironic that the same day I sent in a Health Insurance Application Obama's health care plan finally gets passed. Hmmm....
I've got one more fake tooth to put in and then I'm done! My mouth will be....3/4 fake and I won't have to worry about pain anymoreee until my next random cavity! So excited! My last tooth to take care of! Wait, so do I really need that super duper heavy duty dental plan with my health insurance now? Let's not jinx it, shall we?
So here's the deal. I think it is pointless to go get an apartment and throw all my money at rent when I could be paying the same amount basically for a house/condo and throw money into equity. So I recently learned, like 4 days ago, that part of my benefits here at work is, apparently, that I get my boss/attorney/real estate agent/broker's commission if I buy a house/condo. It sounds like the 3% he gets for selling the house, he just turns around and gives me as a down payment. Most lenders want a 5% downpayment I hear so I'll only have to make up the 2%. Totally sweeet. Between the boring hours, the salary income, the health insurance, and now the real estate benefits, I am not leaving this man for nothing. Nothing I tell you! I could definitely settle down in this valley.
Since I don't have to save up for years for a downpayment on a house/condo, I could buy one anytime I like.... the thing is that if I buy a house/condo by April 30, 2010 I get the $8,000 government incentive for first time buyer. Between equity and the $8,000 I could easily come out on top when I sell it. Man oh man. Now it's what my price range is, how much I can afford, how much a Lender is willing to give me and my lack of credit (but what I do have is good!) all of which determines which city I can live in. All that needs to be decided before I can even go shopping for condos. How long do you think that'll take?
30 days. Condo. Lots of money. Lots of decisions. Think I could do it? Hhmmmmm....