A Financial planner was invited by our company to train us. He asked a question that we thought stupid: “whose money is much more in bank, the rich or the poor?”

“Of course the rich.” we answered.

Expert showed a picture to us: the society consist of 80% poor and 20% rich, however, 80% people have 20% money in the whole society. The 20% rich man holds 80% wealth. Most poor people have no enough money, so they can’t buy rift gold and have to save money to bank in case of accidents and need which may arise any time in the future. However, almost every rich not only take out all money to do investment, but also borrow money from bank to invest because they know the speed of interest of bank cannot keep up with the rapid increasing CPI. As a result, the poor save money, but the rich borrow their money to earn more wealth.

I have a friend who bought three suites without down payment because it’s time of SARS and nobody wants to buy house. My friend told me: “if I die for SARS, I don't need to worry about money” he repaid his debt by rent every month. Now, his sale out the suits, paying off debt, and get profits for 2million. We praise him for his talent brain, he said: “I don't need to spend money. It’s from bank. I can buy rift plat online no matter if it expensive”

However, one of my relatives is no as good as my friend. In order to buy a house, they pinch and scrape to save money. However, they found the increment speed of income can’t keep pace with the increasing price of house. They are compelled to rent house lifetime.