3:20 Mid Thursday Afternoon (28 May 2009)   Grown Up Children So yesterday, in between calling the mortgage broker and scrounging up necessary financial papers, I was painting my nails glow-in-the dark and putting on sparkley eye shadow and combing my hair into pig tails in preparation for both financing the house and going to see Gogol Bordello with some people I knew from high school later that night. I felt like two people. Our realtor called on the way down - the sellers accepted our offer! We're under contract now! Then I got sweaty and bruised and angry and happy in the mosh pit at the concert. I'm not a mosh pit person, I just can't handle being small and crushed on all sides by big'n'tall guys who are sweaty and not wearing shirts. A stranger offered to hoist me up for crowd surfing, but I declined...the security guy on stage was scary looking. also the other crowd surfers had kicked me in the head and I didn't want to be one of them. I also lost my shoes a couple times, a water bottle that had been given to me to store in my bag... maybe it would have been better if I hadn't been trying to hang onto my purse? yeah probably. oh well It was a fantastic concert though, GB was so full of energy and Mike got splashed with wine (he says it didn't even taste cheap), i made a new friend, and tried some new things. Mike and I played random fast-timed games on his nintendo DS, and Steve drove me home. It was the first one-on-one in person conversation we've had in two years. There's still a lot of weird tension between us. Got home at 1 am. fell asleep almost immediately This morning we went to see the mortgage broker. We may not qualify for a conventional loan because while Caleb has enough income, he doesn't have a domestic credit history. And while I have a domestic credit history, I don't have enough income. So even though we'll be married, it may not work out for conventional. We will probably have to get an FHA loan, which will require that we pay like 3 -5 years of mortgage insurance even if we have more than 20% equity in the house. So that's dumb but what do you do, at least we weren't flat out denied. So yeah. whooo! almost-homeowners! in the meantime we're house sitting for my parents, and then as soon as they get back we'll be house sitting for a couple at church for three weeks...and then soon after that is the wedding and then the weekend honeymoon followed shortly by the closing date on the house. whoa. deep breaths.