So Tim has been searching for a place to buy since October. Its been a long time, and we've seen a LOT of places. There have been times where I thought the process was taking way longer than it needed and even wanted to switch realtors. (But that'd be stupid because Michelle is great and probably the best realtor we could have gotten). We found a place about 3-4 months ago that was decent and it wasn't that expensive so.. we were willing to settle thinking it would be the best place we could get. Thank God we finally got out of that deal. It was 3 bedrooms and thats probably the best thing about it. it had a weird layout.. it was in canyon country (which is bad because we want to live closer to tim's work).. and everything needed work. But we've been patient (mostly tim.. he keeps me patient too). About 3 weeks ago we found a condo in Moorpark... like 15 minutes from Thousand Oaks :). And its 3 bedrooms and its in a very nice complex. So we put in an offer and they were playing all these games and came down like $2,000 at a time. Finally got it for an "ok" price. During all that our loan lady person deally was telling us to hurry and get this place because they are changing a lot of the loan policies or something and if we wanted the loan we got it wouldn't be available soon. So Tim freaked out a little bit because the loan we had was already like 5% down.. and anything higher would be stupid. Not because he can't afford it, but why if you don't have to? So he was talking to his service advisor at work and he told us to call this guy who own his own lending company. He basically told us we could get an fha loan.. which would only be 3% down.. so a smaller down payment and lower monthly payments. but we thought it was weird because our current loan person kept telling us the complex wasnt fha approved and when we asked if there was anything better than the loan we had all she said was something about an adjustable rate i think. when we asked her about it, she denied saying they werent approved. But she seemed kind of shady.. seeing as how she is the middle man for other lending companies.. she was probably just trying to add a bunch of fees and i dont think you can do that with fha loans.. or i don't know what I'm talking about.. point is.. she lied and it was kinda weird. Plus after the very awkward conversation tim had with her about it.. she said she wanted to look up some rates for fha loans and then call us back.. she never did. tim said she just wanted an excuse to get off the phone because she knows she messed up :s. o well. SOOOOO then we got approved for the moorpark place and were waiting to go into escrow... and Michelle sent us a new place too look at a few days ago. and we looked at it wednesday and were approved yesterday. Its a 2 bedroom in Simi Valley and its very cute. It has vaulted ceilings, but they are slanted so its pretty interesting.. its move in ready and it has some nice features like.. nice carpet, pretty countertops, a good layout, and since this is a private seller instead of a bank the process would be a lot smoother. and since they are relocating, they might sell us their very nice washer/dryer and fridge for cheap. So instead of no places.. now we have 2 places that accepted our offers. Michelle said she would have a hard time deciding. but we talked about it a lot.. I think we're leaning more towards Simi Valley. Just because its cheaper overall. and nicer overall. downers are.. its a little further from tims work but only by 10 minutes and it only has 1 car garage but those things aren't a huge deal. 3 bedrooms would be better for resale.. but i think this place would sell for just as much just because of all the updates.. we'd have to put so much work into moorpark to get it to look as good as simi. well not that much. its actually pretty cute.. idk. SO thats the scoop on that..
I have so much hw. all the time :[
Its reasonable in my CIT classes (photoshop and web development). about an assignment a week in Photoshop for a 4-6 part assignment and then like an assignment every 1-2 weeks in web dev because the assignments are a little harder, they're like 3-6 exercises and then 2-4 cases which are basically mini websites that the textbook has at the end of each chapter. they take a little longer. typing html is time consuming. but its fine.. its reasonable. But in my Photo class. omg. this teacher is nuts. he has a project every week that u have to write a description about when u post it on the discussion board and then u have to write reviews on 2 other photos. then theres a weekly discussion board topic and a quiz every week. i know it doesn't sound like much.. if it was just the one class it wouldn't be.. but just in that class alone.. thats like 3 things every week... not including the time spent studying for the quiz.. AND on top of that! the quiz is 20 questions and u have to complete it in 15 minutes.. thats less than a minute a question!... so between all my classes.. I am always here! sitting here... getting worse and worse posture and even worse..er.. carpal tunnel.. haha.. well not yet but i know its in my future.
my mom called again. and i haven't called back. its not even that i am meaning to not call her.. i just forget. but i don't really want to talk to her either.
I've been having some messed up dreams. creepy ones. getting chased and scary people wearing masks and and people who want to eat me. yeah its weird.
Cloverfield is gay. Don't watch it. Don't.
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